The last two times i have been out the forecast called for 15-25 and gusts up to 30-35. I did much like you and tried to focus on wind protected areas and techniques that are more wind friendly.
But i guess too it depends on temperature. I will go out on a sunny 40 degree day much more willingly than a windy 45 degree day.
I also much prefer to paddle into the wind going out and use the wind to my advantage coming back
Although i swear last time it switched and i fought the wind both on the paddle in and paddle out.
But to answer your questions, I am gonna pretty much go out regardless of the wind as long as i feel it is safe.